Clear and simple Equity Release Advice

Sales calls can be annoying and intrusive.

We GUARANTEE that you will never be contacted by a call centre or sales team.

Complete this simple form and we will send you a personal written report, in the post, with detailed information on:

  • How much you can release
  • How much it will cost
  • The procedures involved
  • The best interest rates available from the entire market

Get all this information to look at in Your own Time without the need for any call centres, lengthy interviews or sales meetings.

If you need some information now, why not give us a call on 0800 612 5112 and we will give you the information over the phone using ‘live’ interest rates from all the providers in the market.


AAA - Report and Quote (new test Jan19)


Your first name

Your surname

First forename

First surname

Second forename

Second surname

How old are you?

Youngest age?

In the case of joint owners, the amount you can borrow is based on the age of the youngest person.

Type in your postcode or manually input your address.

The Your Time Guarantee:

    • Fixed fees of £695 – not a percentage of the amount you release.


    • No call centres or sales calls.


    • No Completion-No Fee Guaranteed.


    • Full independent advice service.

Your Time Equity Release

All the money you release is 100% Tax Free

Think how you could spend it – turn you dreams into a reality

Clear your mortgage or debts

Care home or mobility costs

You want a better lifestyle

Help your family

Make home improvements

Go on a family holiday

Consider the downsides – get all the facts you need

Your State Benefits may be affected

Is it suitable for you?

The inheritance you leave will be reduced

Can you downsize in the future?

How quickly will the loan increase?

What Early Repayment Charges could apply?

Reduce costs by making voluntary payments

The main difference between a Lifetime Mortgage and a traditional mortgage is that you do not need to make any payments to a Lifetime Mortgage. Interest is charged on the amount you borrow and added to the loan on a monthly basis. This will quickly increase the amount you owe and potentially decrease the amount you can leave as an inheritance.

You can take lump sums as and when you need

The maximum amount you can release is determined by the age of the youngest applicant and the value of your property. With a Lifetime Mortgage you do not need to take the whole amount in one go and can take lump sums as and when you require.

Give Your Time a call and see what they can do for you

0800 612 5112

Frequently asked questions about Equity Release

Equity Release is a Lifetime Mortgage or Home Reversion plan. This allows you to release cash from the value of your home as a lump sum, or by smaller instalments as and when you need them. You can achieve this without the stress of moving home or paying expensive stamp duty.

Equity release is a Lifetime Mortgage or a Home Reversion Plan.
This allows you to release a tax free cash lump sum from your home or a second property (including buy to let properties). Or smaller lump sums as and when you need them. You can achieve this without the stress and upheaval of moving home or selling your home.

A Lifetime Mortgage is a way of releasing cash from your property without having to sell or move out of your home.

There are 2 types of equity release products currently on the market. Lifetime Mortgage and Home Reversion Plans.

Equity release may involve a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.

Four steps to unlock cash from your home.

Save money by paying fixed advice fees, not a percentage of the amount released.

Find out more about the providers and lenders in the Equity Release market release.

Call us today for a confidential chat about Equity Release Freephone 0800 612 5112