What does the Your Time Equity Release Guide include? CLICK HERE TO FIND OUT

Your personalised Report and Quote will include:

Your Time Equity Release Full details of the best value Equity Release plan on the market, chosen from over 130 schemes

Your Time Equity Release Full details of all the costs involved in setting up the plan.

Your Time Equity Release A full projection of interest charges.

Your Time Equity Release A full projection of future equity and inheritance values.

Your Time Equity Release Details of how the process works and the timescales.

Your Time Equity Release An unbiased explanation of the pros and cons.

Your Time Equity Release Confirmation of our ‘No Completion, No Fee’ guarantee.

Your Time Equity Release Lowest charges in the market.

Nearly there, just a few more questions….

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The maximum you could release is:

This gives you an idea of the maximum amount you can release, but this isn't the whole story.

By completing just a few questions we can send you a detailed report answering many of the questions you may have so that you can decide if this worth pursuing further or not.

You will NOT be contacted by a call centre and will not have to answer any more questions unless you want to proceed.

You have confirmed you are looking to release:

You have confirmed you might need:

You have confirmed you might need:

You have confirmed you have an outstanding mortgage of:
Please note this mortgage will need to be repaid from any amount you release.


Your detailed report will set out full details of how you can release cash from the equity in your home. As there are over 140 schemes on the market it can be confusing to work out which company will offer the best package to suit your requirements.

Your Time are fully independent advisers which means we can look at all the schemes from the entire market and recommend the most suitable plan at the best interest rate.

Please be assured we will not make any charges for providing this report. If you decide to proceed with any of the recommendations that we make we will charge a fixed fee of £695, ONLY on completion.

We always work on a NO COMPLETION, NO FEE basis for all our customers.

All the money you release is 100% Tax Free

Think how you could spend it – turn you dreams into a reality

Clear your mortgage or debts

Care home or mobility costs

You want a better lifestyle

Help your family

Make home improvements

Go on a family holiday

Reduce costs by making voluntary payments

The main difference between a Lifetime Mortgage and a traditional mortgage is that you do not need to make any payments to a Lifetime Mortgage. Interest is charged on the amount you borrow and added to the loan on a monthly basis. This will quickly increase the amount you owe and potentially decrease the amount you can leave as an inheritance.

You can take lump sums as and when you need

The maximum amount you can release is determined by the age of the youngest applicant and the value of your property. With a Lifetime Mortgage you do not need to take the whole amount in one go and can take lump sums as and when you require.

Give Your Time a call and see what they can do for you

0800 612 5112

Frequently asked questions about Equity Release

Equity Release is a Lifetime Mortgage or Home Reversion plan. This allows you to release cash from the value of your home as a lump sum, or by smaller instalments as and when you need them. You can achieve this without the stress of moving home or paying expensive stamp duty.

Equity release is a Lifetime Mortgage or a Home Reversion Plan.
This allows you to release a tax free cash lump sum from your home or a second property (including buy to let properties). Or smaller lump sums as and when you need them. You can achieve this without the stress and upheaval of moving home or selling your home.

A Lifetime Mortgage is a way of releasing cash from your property without having to sell or move out of your home.

There are 2 types of equity release products currently on the market. Lifetime Mortgage and Home Reversion Plans.

Equity release may involve a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.

Four steps to unlock cash from your home.

Save money by paying fixed advice fees, not a percentage of the amount released.

Find out more about the providers and lenders in the Equity Release market release.

Call us today for a confidential chat about Equity Release Freephone 0800 612 5112