Instant on line quote.
We are fully authorised and independent brokers with access to the entire market. Please use this screen to get an instant quote showing how interest rates will vary in line with how much cash you release from your home.
You can then request a detailed quote based on a specific amount of cash. We are constantly reviewing interest rates to ensure that you get the most competitive terms on the market.
With over 200 different Equity Release plans in the market, how do you know you are getting the best deal?
Your Time are completely independent which means we deal with all the providers in this market. By comparing the entire product range we can offer you the best advice at the lowest price.
All research and initial advice is free of charge. You are never under any obligation to go ahead with any recommendations we make.
Compare our charges
Many companies charge a percentage of the amount you release with a minimum fee of £1,500 upwards. Our maximum charge will never exceed £695. If you do not proceed we guarantee that you will not have to pay us anything for the services provided.
With all the Lifetime Mortgages we recommend:
You retain ownership of your home and can stay in your home for the rest of your life.
You are never at risk of losing possession of your home or being forced to sell your home while the property is maintained.
You will never leave a debt with the ‘No Negative Equity Guarantee’
No matter what happens to house prices or how much the loan increases to, you will never leave a debt even if the value of your home is lower than the amount repayable.
You can downsize or move home and move the mortgage with you
if you decide you want to move or downsize your Lifetime Mortgage can move house with you without the need to repay the loan, subject the new property meeting the lenders criteria.
We deal with all the providers in the market: